Privacy Policy

What this site is

Pag-IBIG Fund Guide is an independent financial planning resource. It is not affiliated with, endorsed by, or operated by the Home Development Mutual Fund (Pag-IBIG Fund).

Planner inputs

Every planner on this site — the MP2 Savings Planner, the Housing Planner, the Retirement Planner, and any future planner — runs entirely in your browser. The numbers you type in (income, contribution amounts, home price, and so on) are used only to calculate the results shown on screen. They are not transmitted to a server, stored in a database, or shared with any third party, because there is no backend collecting them in the first place.

Analytics

This site uses Google Analytics to understand which pages and planners are used, in order to improve the site. Google Analytics uses cookies and similar technologies to collect standard internet log information and visitor behavior information in an anonymous form. This does not include the specific numbers you enter into a planner. You can opt out of Google Analytics tracking across all websites by installing theGoogle Analytics Opt-out Browser Add-on.

Advertising

This site may display ads served by Google AdSense. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to users based on their visit to this site and/or other sites on the internet. Users may opt out of personalized advertising by visiting Google Ads Settings. Depending on your location, you may also be able to opt out of some third-party vendors' uses of cookies for personalized advertising by visitingwww.aboutads.info.

Cookies, generally

Besides analytics and advertising cookies described above, one local preference — light or dark mode — is stored in your browser's local storage. It is not sent to any server and is not used for tracking.

Third-party links

Guides link out to official sources, including Pag-IBIG Fund's own website. Those sites have their own privacy practices, which this policy does not cover.

Changes to this policy

This page may be updated as the site adds features. The date at the top reflects the latest revision.

Contact

Questions about this policy can be sent through the contact page.